Quebec Real Estate in 2027: Interest Rates, the Election and What Buyers & Sellers Should Watch As we look toward 2027, two questions are increasingly being discussed by homeowners, buyers and investors across Quebec: Where will interest rates go? And what will the October 2026 Quebec election mean for real estate? There are no easy predictions, but both factors could have an important influence on the real estate market—and perhaps more importantly, on the confidence of buye

What is this date? Canada's foreign buyer ban, officially the Prohibition on the Purchase of Residential Property by Non-Canadians Act, prevents most individuals who are not Canadian citizens or permanent residents from buying residential homes. Enacted on January 1, 2023, and extended to January 1, 2027, the ban targets speculative single-family housing in major urban centers. Want to know more? Looking to buy? Visit us ! McGuigan Pepin

2027–2030 scenario Potential Montreal real-estate impact by government My qualitative assessment of market sensitivity—not a forecast of actual price changes. The numbers above are AI assessment of market sensitivity, not predicted percentage changes in prices. -PLQ wins — probably the most business-friendly scenario. The Quebec Liberals are currently emphasizing increasing housing supply, accelerating construction and making new homes more affordable. One specific proposal i

1. The Plex Surge (2 to 5 Units) Owner-Occupant Strategy: Duplexes and triplexes are currently one of Montreal’s hottest property segments. With interest rates and entry prices elevated, buyers are leaning heavily into multi-unit properties to use tenant rent to subsidize their own mortgage. Investor Demand: Small-scale investors are aggressively competing for traditional Montreal plexes in neighborhoods like Rosemont, Villeray, and Verdun, driving up median prices in this ca

Quebec’s housing market on the path to stabilization A balanced market, driven by buyers’ restraint and financial discipline Second quarter highlights: In the second quarter of 2026, the aggregate price of a home in Greater Montreal rose 4.9% year over year to $650,500. Quebec City’s record performance begins to cool; region posts quarter-over-quarter price decline for the first time in more than three years. For the summer period, Royal LePage® anticipates further stabilizat

But is that always true? In some situations, monopolies can lead to innovation, efficiency, and even lower costs. The real question isn't whether monopolies are always good or always bad—it's when they help consumers and when they hurt them. Yes, competition is absolutely essential. It prevents stagnation by driving brokerages to offer better agent commission splits , upgrade marketing technology, and improve client service. Because over 90% of agents are self-employed contra

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Local Market Expertise: A deep understanding of neighborhood trends, pricing strategies, and local inventory is essential. Exceptional Communication: The ability to clearly negotiate, return calls promptly, and keep clients informed builds trust and prevents deals from falling through. Stellar Reputation & Reviews: A proven track record of client satisfaction and industry networking is a strong indicator of reliability and professionalism. Digital Marketing Savvy: Utilizing h

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